Finance

Drive Now & Pay Easy

Get flexible, low-interest loans for new and pre-owned vehicles with minimal paperwork

Check Loan Eligibility
Get flexible, low-interest loans for new and pre-owned vehicles with minimal paperwork Get flexible, low-interest loans for new and pre-owned vehicles with minimal paperwork

Why Choose Wheelsmart for Vehicle Finance?

At Wheelsmart, we believe everyone deserves to own their dream two-wheeler or four-wheeler — without financial stress. Our hassle-free vehicle finance options are designed to make your purchase easier, more accessible, and tailored to your budget.

Instant Loan Approvals

Instant Loan Approvals

Quick eligibility checks and fast approvals mean less waiting and more riding. Get finance processed in as little as 24 hours.

Tie-Ups with Top Lenders

Tie-Ups with Top Lenders

We’re partnered with major banks and NBFCs to bring you competitive interest rates and flexible repayment options.

Finance for All Credit Profiles

Finance for All Credit Profiles

Whether you’re salaried, self-employed, or have a limited credit history, we have finance solutions tailored for you.

Low Down Payments

Low Down Payments

Get started with minimal upfront cost — we offer low down payment options across vehicle segments.

Flexible Tenure Options

Flexible Tenure Options

Choose repayment periods ranging from 12 to 60 months to suit your financial plan.

Transparent Process

Transparent Process

Enjoy complete clarity on interest rates, EMI breakdown, and fees — no surprises.

Finance It with Wheelsmart Today!

Finance It with Wheelsmart Today!

Whether you're buying your first bike or upgrading your car, Wheelsmart makes financing easy, affordable, and worry-free. Visit our nearest consultancy or apply online now to get started.

Check Loan Eligibility
Finance It with Wheelsmart Today!
Finance It with Wheelsmart Today!

How the Finance Process Works?

Financing for your vehicle at Wheelsmart is simple, transparent, and designed for your convenience. Here’s a clear look at each step of the journey:

Choose Your Vehicle

Choose Your Vehicle

Select your desired new or pre-owned vehicle from our wide multi-brand inventory.

Check Eligibility

Check Eligibility

Our finance team assists you in checking eligibility based on your income, employment type, and credit profile.

Select a Suitable Loan Plan

Select a Suitable Loan Plan

We help you compare and choose from multiple loan offers with varied EMI options, interest rates, and tenures.

Submit Documents

Submit Documents

Provide essential documents such as ID proof, address proof, income documents, and bank statements.

Loan Approval and Disbursal

Loan Approval and Disbursal

Once approved, the loan is processed quickly, and your vehicle is ready for delivery.

Drive Away Stress-Free

Drive Away Stress-Free

Take delivery of your vehicle with peace of mind, knowing your finances are in order and supported by Wheelsmart.

India’s Most Trusted Multi-Branded 2 & 4-Wheeler Consultancy

For over 22 years, Wheelsmart has been at the forefront of the multi-branded two-wheeler and four-wheeler market, bridging the gap between aspiration and ownership for lakhs of individuals across Andhra Pradesh and Telangana. Whether it’s your first bike or your next upgrade, we bring you a curated, reliable, and customer-first experience like no other.

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Why Wheelsmart?

With 22+ years of industry expertise, 135+ consultancies across Andhra Pradesh and Telangana, and a dedicated team of 1500+, Wheelsmart is the region’s most trusted name in two-wheeler and four-wheeler consulting. We offer unmatched choice, transparent pricing, and personalized service — making your journey to vehicle ownership simple, secure, and satisfying.

Certified Quality

Every vehicle listed is thoroughly inspected and certified, giving you peace of mind, performance, and unmatched value.

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End-to-End Services

From transparent vehicle evaluations to instant finance approvals and effortless documentation, we handle everything — so you don’t have to.

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Regional Experts

With a deep understanding of the automotive market in Andhra Pradesh and Telangana, our solutions are tailored for your needs.

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FAQ's